I
was involved in a car accident in rush hour traffic. I am not sure whether I
should simply file a claim with the insurance company or sue the other driver.
Please advise.
If
you have been involved in a car accident and have suffered injuries or property
damage, you may sue the driver of the other car. Suing the driver of the other
car, however, will depend on a number of factors, including the laws in your
state, the other driver’s insurance coverage, and whether or not the driver has
insurance to cover your injuries and damages.
If
the at-fault driver does not have insurance coverage, you may sue the driver
personally. It is important to note that if the other driver does not have
insurance, it is quite evident that he/she does not have adequate assets to pay
for a lawsuit. Therefore, it is most likely that you may not recover anything.
The
next option is to file a claim with your own insurance company under your
uninsured motorist benefits. However, your uninsured motorist benefits cannot
exceed the amount of your primary coverage.
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I have a broken leg from a car accident that was partly my fault. Can I still bring a claim for compensation?
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