Tuesday, April 3, 2018

Compensation in a Hit and Run Auto Accident

I suffered serious injuries in a hit and run accident case. The driver fled away from the accident scene. I now have to file a claim for my injuries but I am not sure who will compensate for my injuries and damages. Please advise.

In any hit and run accident case, it is the negligent driver who is liable for any injuries and damages. However, if the driver cannot be traced, your only source of compensation is your own car insurance policy. Your claim can be covered through the following coverage:

Uninsured motorist coverage: This coverage covers you when you are injured by an insured driver. If you file a claim under this coverage, the insurance company will handle it just as a normal liability claim.

Personal injury protection coverage: This coverage pays for medical expenses, lost wages or funeral expenses, regardless of who was at fault in the car accident.

Collision coverage: This coverage allows you to make a claim for vehicle repairs, regardless of who was at fault for the accident.

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