I was injured by a hit and run driver who can’t be traced. How will I recover compensation?

In most cases, the negligent driver is liable for any injuries and damages. However, if the hit and run driver cannot be found, your own car insurance policy may be the only source of compensation. Your compensation claim can be covered through the following coverage:

Uninsured motorist coverage: This coverage covers you when you are injured by an insured driver. In the event of a hit and run accident, it can be the primary source of coverage. If you file a claim under this coverage, the insurance company will handle it just as a normal liability claim.

Personal injury protection coverage: This coverage pays for medical expenses, as well as lost wages or funeral expenses, regardless of who was at fault in the car accident.

Collision coverage: This coverage allows you to make a claim for vehicle repairs, regardless of who was at fault for the accident. Hit and run victims can also file a claim for vehicle damages against their own policy under collision coverage.