Benefits Covered Under Workers’ Compensation Claim

If you have been injured while working at a construction site, you may be entitled to workers’ compensation claims. Workers’compensation is a legal measure that provides specific benefits to an injured employee and covers lost wages and medical expenses. When you file a workers’ compensation claim, you may be entitled to the following:

Medical treatment benefit

All your medical bills, prescriptions and travel to the hospital will be covered under workers’ compensation benefits. However, you will have to use the services of the company doctor for a month, following which you can choose a doctor of your choice.

Temporary disability benefit

Should your injury compel you to take time away from work, you may be entitled to a temporary disability payment. Under this, you will be entitled to partial compensation for wages you have lost. A temporary disability payment is given out every two weeks, and equals about two-thirds of average weekly gross pay.

Permanent disability benefit

If your construction site accident injuries are very serious and you can’t completely recover from them, you may be entitled to a monetary award. Permanent disability implies that you have lost the ability to work like you used to. The extent of limitation the injury has placed on your activities will determine the amount and rate of compensation you will receive.

Vocational rehabilitation benefit

If your injury prevents you from returning to your previous job, you may be entitled to assistance to get another job. The vocational rehabilitation benefit usually has a maximum monetary limit and may be replaced by an offer of modified work from the employer.